Sustainability offers us the opportunity to work together towards a positive vision for the future. We seize this opportunity.
The Management Board of DZ HYP
Our understanding
Sustainability at DZ HYP
DZ HYP recognises that sustainability is one of the defining challenges of our time. A sound and stable environment is the very basis of human existence as well as being a basic requirement for every type of business activity. In light of pressing global issues such as climate change, resource scarcity and social inequality, it is essential for every sector of the economy to play its part in implementing sustainable solutions. The financial system, and banks in particular, play a pivotal role here as their business decisions can significantly influence the transition towards a more sustainable economy.
DZ HYP has identified the sustainable transformation of the real estate sector as being central to its role as a provider of real estate finance. The Bank is committed to supporting this transition to a low-carbon economy.
Our approach to sustainability
As part of the Cooperative Financial Network, DZ HYP is dedicated to upholding responsible and sustainable business practices. This commitment is reflected in its long-term business perspective, in its efficient and responsible use of natural resources and in the way that both risks and opportunities are integrated into decision-making processes. Guided by a conservative risk strategy, the Bank fosters relationships with clients and business partners in a spirit of trust and partnership.
Uniting ecological, economic and social responsibility is in DZ HYP’s DNA and articulated through the Bank’s sustainability strategy. This strategy, aligned with DZ HYP’s broader strategic framework, outlines clear fields of action for the Bank and sets specific targets to make sustainability principles actionable.
Our goal
DZ HYP wants to leverage its position as a leading German real estate finance house to help drive forward the sustainable transformation of the real estate sector. With this objective in mind, it finances energy-efficient properties and facilitates the construction of affordable housing in Germany by cooperatives, churches and public bodies.
Since 2012, we have been actively addressing the issue of sustainability in our day-to-day business. One year later, we published our first sustainability report with the aim of ensuring greater transparency and a more intense dialog with our stakeholders. We have consistently pursued the path taken and have successively integrated sustainability into the company and filled it with life.
What we do for you
Reliable partner
Sustainability as a central element of DZ HYP's corporate strategy, and the associated regulatory requirements for transparency and risk management, help to identify potential opportunities and risks associated with sustainability, and to incorporate them into corporate decisions. This increases DZ HYP's resilience and makes us a reliable business partner.
Acting sustainably
Ethical business practices are part of sustainable corporate governance. We ensure this, among other things, through the DZ BANK Group's Code of Conduct and Sustainability Requirements for Suppliers, and DZ HYP's Non-Compliance reporting guideline. Reputational, brand, and legal risks are thus reduced.
More transparency
Publishing annual sustainability reports and having our sustainability activities assessed by independent rating agencies helps to enhance transparency and mitigate risks for investors.
Our values
For DZ HYP the cooperative basic values of self-reliance, personal responsibility, and autonomy are the cornerstones of our activity. In this context, we define responsible corporate governance to include not only adherence to legal standards and requirements, but also to values and principles, together with clear and transparent management.
In addition, we are guided by the following principles and voluntary commitments: