Services

DZ HYP works closely with the local cooperative banks in retail banking. Our services include first-time and follow-up financings – for new construction, purchase, or refurbishment.

Our financing

Our real estate financing service helps you to fulfil the desire to own your own property. We work together with your local cooperative banks to provide you with flexible solutions and attractive loan terms, no matter what you are planning.

Terms and conditions

DZ HYP is able to refinance itself cost-effectively by means of its AAA-rated Pfandbriefe. Our swift decision-making and lean organisational structure help us lower the costs, allowing us to pass these favourable terms and conditions on to you.

As part of the Cooperative Financial Network, DZ HYP works closely with cooperative banks in its business with retail customers. Thanks to DZ HYP’s broad product range of home loans – with fixed-interest terms of up to 30 years – cooperative banks can offer to you flexible and attractive solutions.

Real estate valuations by our partner on-geo GmbH

With its network of qualified and certified experts, on-geo GmbH carries out real estate valuations for us in the retail customer business throughout Germany. These are necessary in order to get an idea of the property serving as collateral and to prepare an appraisal.

If you conclude a financing agreement with us, we will give your contact details to on-geo GmbH. They will then contact you to arrange an appointment.

Our products

DZ HYP’s offering includes initial as well as follow-up financings for new construction, purchase and modernisation/refurbishment. Thanks to DZ HYP’s broad product range of home loans – with fixed-interest terms of up to 30 years – cooperative banks can offer to you flexible and attractive solutions.

To the products