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KfW loans

KfW (Kreditanstalt für Wiederaufbau – literally, the German Reconstruction Bank) can support numerous construction projects – from new construction to refurbishment. Why don't you check whether your planned investment project is eligible for one of KfW's housing programmes? Benefit from this by drawing on subsidised loans at particularly attractive terms.

KfW promotional programmes for the housing sector

KfW's (Kreditanstalt für Wiederaufbau) relevant programmes promote innovation measures leading to energy-related modernisation and property refurbishment, as well as ecologically-oriented new construction. For your projects,  the promotional programmes "Energy-efficient Construction", Energy-efficient Refurbishment" and "Renewable Energies"  are especially suitable. The programme variation "Age-appropriate Conversion" pays particular attention to investment measures aimed at reducing barriers in existing residential properties.

Programme 261: "BEG-Residential building"
Programme 262: "BEG-Residential building individual measures"
Programme 159: "Age-appropriate Conversion – Loan"
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KfW loan application

Our optimal service for you: apply for your subsidised loan from KfW (Kreditanstalt für Wiederaufbau) now via DZ HYP, using the adjacent application form. With KfW's new online procedure we can guarantee a rapid response. Please save the completed application on your local system and send the signed form to your customer advisor by post. We will process your applicaton without delay.

KfW loan application

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For energy consultants: online confirmation for the KfW application

You are an energy-efficiency expert? Create an individual application for the energy efficiency grant programs.

  • Confirmation of the application
  • Online application
  • Confirmation of execution
  • Proof of usage

Please refer to the following web page for the KfW online application.

Terms and conditions


For KfW's current terms regarding financing of housing or energy-related investments for each individual programme, please take a look at the overview of the terms and conditions for KfW final borrowers. Simply enter the desired programme group or number. 

Click here for overview of the terms and conditions


Repayment settlement calculator

Get your repayment schedule as a sample calculation based on your individual requirements. The result does not constitute a binding offer by KfW.

The repayment settlement calculators of the individual KfW promotional programmes  for construction, housing and energy saving determine:

  • The initial redemption rate
  • The number and volume of annuities
  • Your total charges 
  • The amount of residual debt following expiry of the fixed-rate period