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DZ HYP. Because we can.

Blue icon: Handshake of two hands


Our sustainably successful cooperation with housing sector companies in Germany can be summarised thus: "We are your competent partner concerning the financing of your property". Whether you are a cooperative, a municipal enterprise or a nationwide business – our focus is on you as our client. Our Regional Directors are dedicated and reliable local contacts. Benefit from close proximity to an experienced and committed partner.

As a reliable partner for new construction or the financing of existing properties, we offer tailor-made financing solutions in the form of annuity loans, fixed-rate loans, or subsidised loans. Your dedicated contact will work with you to find the most suitable product.

Trust, responsibility and reliability are the three most important ingredients for a good partnership - also in real estate financing.

Jürg Schönherr, Head of Housing Sector

Fast and flexible solutions

  • Personal service, delivered by dedicated contacts: personal client advisors, personal loan officers, personal surveyors
  • Attractive terms, thanks to attractive funding via AAA-rated Pfandbriefe 
  • Customised financing structures
  • Flat hierarchy, to ensure lean, fast and flexiblefinancing solutions
  • Closely-defined security purpose agreement
  • No sale of performing loan receivables
  • Assignment of claims for the return of collateral
  • Financing offers including extra features – without extra cost


Customised financing solutions


Strong quality of service requires the provision of customised financing solutions. Your requirements are our standard.

Benefit from:

  • Annuity, installment and fixed-rate loans
  • fixed-interest options for up to 30 years;
  • money-market-related rates, based on Euribor;
  • forward-starting loans
  • flexible structuring of provision fee dates or construction phase loans;
  • repayment terms depending on your property's age and type of use.

Excluding KfW loans.


KfW loans

KfW (Kreditanstalt für Wiederaufbau – literally, the German Reconstruction Bank) can support numerous construction projects – from new construction to refurbishment. Why don't you check whether your planned investment project is eligible for one of KfW's housing programmes? Benefit from this by drawing on subsidised loans at particularly attractive terms.

DZ HYP Kunden Wohnungswirtschaft KfW-Partner