en

DZ HYP. Because we can.

Loan terms

Favourable loan terms for large-scale projects. DZ HYP is able to refinance itself  cost-effectively by means of its AAA rated Pfandbriefe. Our swift decision-making and lean organisational structures save costs. And we pass these advantages on to you. You will benefit from favourable loan terms. We regularly offer you greatdeals, and always provide excellent value for money.

For those who would prefer to save on costs rather than quality of life, the opportunity to do so has not always been so favourable:

In the mid-1980s, you had to pay  more than €900  per month for a real estate loan of €100,000. In the 1990s this figure was still in excess of €800. Today it is less than €300 a month.

We provide you with:

Great loan terms
Complimentary services
Rapid processing
Prompt loan decision
Maximum security

We guarantee that all DZ HYP housing loans provided in accordance with the terms agreed upon will not be sold, nor will they be assigned to third parties. Your local cooperative bank will gladly advise you. You can locate your local contact person in the branch finder.

Our products

DZ HYP’s offering includes initial as well as follow-up financings for new construction, purchase and modernisation/refurbishment. Thanks to DZ HYP’s broad product range of home loans – with fixed-interest terms of up to 30 years – cooperative banks can offer to  you flexible and attractive solutions.