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DZ HYP. Because we can.

About us

Welcome to DZ HYP!

DZ HYP is a leading real estate bank, and a major issuer of Pfandbriefe (German covered bonds) in Germany. We are a reliable and solution-oriented partner to our customers. Our fields of activity are the business areas of corporate, private and puplic-sector customers. As a centre of competence and a comprehensive specialist for real estate finance and local-authority lending within the Cooperative Financial Network, we take responsibility for your success. Our product and service range covers the entire spectrum of real estate finance and local-authority lending. We offer you comprehensive expertise, a sustainable partnership, and reliable and competent advice. We take interest in your motivations, in your special requirements, and how we can support you locally. We realise this with high quality service, strong commitment, and with the spirit of a competent and trusting partner. Benefit from our vast experience and high expertise.


The merger of DG HYP and WL BANK into DZ HYP became legally effective (retroactive effect from 1 January 2018) with the Commercial Register entries on 27 July 2018. The WL BANK as the assigning company was merged into DG HYP as the acquiring company, which became the successor of all rights and duties of WL Bank, which ceased to exist. As a result of the merger, DG HYP was renamed DZ HYP AG ("DZ HYP").

Business Areas

Corporate Clients

Clients (regardless of their legal form or status) who invest in real estate for commercial and/or investment purposes.

two men in an office are speaking about real estate financing
A bank advisor and a man having a talk in a new housing estate

Retail Customers

Consumers (as defined by section 13 of the German Civil Code)  with framework agreement compliant financings of up to € 1 million for predominantly residential real estate.

Public Sector

German authorities and their legally dependent operations, special public-law administrative unions, and public-law institutions.

Three people having a talk in a glas office