Efficient processes for the retail business
Our offering includes initial as well as follow-up financings for new construction, purchase and modernisation/refurbishment. Thanks to our broad product range of home loans – with fixed-interest terms of up to 30 years – you can offer your customers solutions which fit their needs exactly. Business with retail customers is based on standardised credit processes, and is characterised by swift and reliable lending decisions. The full distribution potential of the Cooperative Financial Network is made available to retail customers through technological integration of the products into your distribution systems, and through using largely automated processes.
Deeply integrated for optimised construction financing
Our front end is deeply integrated in cooperative banks' core banking systems, and therefore compatible with their data processing. This enables us to achieve a highly efficient joint construction financing process without unnecessary duplication or system breaks. For our joint customers, this means fast and reliable loan decisions using the full range of our financing products. DZ HYP's ImmoBlog showcases the real estate expertise of the Cooperative Financial Network; the blog can be integrated into your websites.
Short decision paths and lean structures are the hallmarks of our Bank. Our sales support for the cooperative banks includes both marketing instruments and campaign management.
Markus Krampe, Head of Retail Customers & Relationsship Manager Cooperative Banks, Public Sector