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DZ HYP. Because we can.

Housing sector

Your reliable partner

DZ HYP is a major finance provider to the German housing sector, and a leading institution within the Cooperative Financial Network. We are your reliable partner for new construction as well as for modernisation and renovation projects. Our focus is on customised financing solutions for residential or mixed-use properties, with fixed interest rates for up to 30 years.

Our clients provide affordable housing for a broad section of the population. These include cooperative, regional, church and other housing companies throughout Germany. They are serviced by dedicated regional contacts, who are committed to supporting their clients in common sector networks. With our skills, commitment and responsibility, we contribute to sustainable client relationships, with our offers and services ensuring a high level of satisfaction amongst our business partners

What we offer

  • Customised financing solutions tailored to the target client group, with a focus on residential real estate
  • Joint market coverage with the German cooperative banks
  • Participation of cooperative banks in housing sector financings 

Our service

Client-focused and efficient

We value exceptional service with personal service coverage during the entire financing process.

  • individual support from dedicated contact persons;
  • timely and flexible execution of the agreed financing;
  • non-binding or binding terms;
  • correspondence with other banks to be repaid – assumption (including assignment in the land registry) of land charges already registered;
  • valuation of your property by by certified appraisers of our subsidiary VR WERT GmbH.

Intensive client dialog

Personal exchange with experts

We seek exchange with our clients: at trade fairs and association conferences, at innovative event formats and in personal dialogue. In fact, DZ HYP's institutional housing sector advisory board consists of experienced Management Board members of nationwide housing enterprises. Accordingly, we maintain a close dialogue with you, and are acutely aware of your current needs.

  • We are a premium supporting member of the German Federation of German Housing and Real Estate Enterprises (Bundesverband deutscher Wohnungs- und Immobilienunternehmen – "GdW") and
  • Member of DESWOS Deutsche Entwicklungshilfe für soziales Wohnungs- und Siedlungswesen e.V.
  • Experience as a dependable partner
  • Valuation expertise through our subsidiary VR WERT (HypZert)

Premium supporting member

We are a premium supporting member of the German Federation of German Housing and Real Estate Enterprises (Bundesverband deutscher Wohnungs- und Immobilienunternehmen – "GdW"). As Germany's largest umbrella association, GdW advocates the interests of its regional associations and their members – around 3,000 housing and real estate enterprises all over Germany – vis-à-vis politicians, general business and the media. 

DESWOS - helping people to help themselves

We are a member of DESWOS Deutsche Entwicklungshilfe für soziales Wohnungs- und Siedlungswesen e.V. – a non-profit organisation for social housing, supported by GdW's member associations and their member companies. The main objective of DESWOS is to combat poverty and a lack of housing in the world's underdeveloped countries. Being aware of our particular responsibility as a bank, and as a financing partner to the housing sector, our commitment goes beyond pure membership: we donate.

Your contact persons

Do you have any further questions? Here you will find your contact person at DZ HYP for the housing sector.