Annual Report 2025 published

Even though real estate markets remained subdued, DZ HYP recorded a very positive performance during the financial year under review. The Annual Report 2025, which is being published today, shows that the Bank generated strong results in an environment fraught with global turmoil and economic uncertainty. DZ HYP originated new real estate loans totalling €10.8 billion with corporate clients and retail customers. Aggregate new business for the 2025 financial year – including business with public-sector clients – was €11.7 billion, up some 23 per cent on the previous year.

A robust credit portfolio is particularly important in times of market volatility. As a Pfandbrief bank, DZ HYP benefits from long-term financing models and has built up a resilient, reliable portfolio thanks to its consistent and conservative risk strategy. Overall, the Bank’s business model has proven to be sustainably viable.

Further details can be found in the Annual Report 2025, which is available for download here. This also includes the Sustainability Report prepared in accordance with ESRS reporting standards.