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Together with the local cooperative banks, DZ HYP offers private developers rapid, secure initial and follow-up financing for the construction, purchase and/or modernisation of homes. Both classical and customised loans, long fixed interest rates and a variety of special options add to the appeal of this service.
Loans with special repayment terms
Would you like to benefit from the low interest rates currently available on your building loan whilst at the same time keeping the option open of a loan with special repayment terms? If so, we have the right loan for you.
This is how the loan works with the special repayment option:
- Housing loans with fixed interest rates of between 10 and 30 years
- Annuity loans of between EUR 40,000 and 1 million Euro with regular payments of up to a maximum of 5 percent per year.
- Each year, you have the one-off option to repay a maximum of 5 per cent of the original loan amount during the first interest rate period. You can choose the timing as you wish.
- Alternatively , you can opt for the one-off option to repay a maximum of 10 percent of the original loan amount as of the sixth year of the interest rate period. You can choose the timing as you wish.