Your strong partner.

Close. Together. Successful.

DZ HYP is a sustainable partner to the housing sector. The Bank provides customised financing solutions to German housing enterprises, with fixed-rate periods of up to 30 years. Personal contacts and an expert team are at your side – quickly, responsibly, and offering individual attention.

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Jürg Schönherr

Jürg Schönherr

Head of Housing Sector


Our services to the housing sector

Our sustainably successful cooperation with housing sector companies in Germany can be summarised thus: "We are your competent partner concerning the financing of your property".

Whether you are a cooperative, a municipal enterprise or a nationwide business – our focus is on you as our client. Our Regional Directors are dedicated and reliable local contacts. Benefit from close proximity to an experienced and committed partner.

Your benefits

  • Personal service, delivered by dedicated contacts: personal client advisors, personal loan officers, personal surveyors
  • Attractive terms, thanks to attractive funding via AAA-rated Pfandbriefe 
  • Customised financing structures
  • Flat hierarchy, to ensure lean, fast and flexiblefinancing solutions
  • Closely-defined security purpose agreement
  • No sale of performing loan receivables
  • Assignment of claims for the return of collateral
  • Financing offers including extra features – without extra cost

Close contacts to the housing sector

We maintain close contacts to housing sector associations, where in some cases we have been a member for many years. In fact, DZ BANK's institutional housing sector advisory board consists of experienced Management Board members of nationwide housing enterprises. Accordingly, we maintain a close dialogue with yourselves, and are acutely aware of your current needs.

Our expertise for the housing sector

  • We are a premium supporting member of the German Federation of German Housing and Real Estate Enterprises (Bundesverband deutscher Wohnungs- und Immobilienunternehmen – "GdW").
  • Experience as a dependable partner
  • Valuation expertise through our subsidiary VR WERT (HypZert)
  • Member of numerous German housing sector associations

We are a premium supporting member of the German Federation of German Housing and Real Estate Enterprises (Bundesverband deutscher Wohnungs- und Immobilienunternehmen – "GdW").

As Germany's largest umbrella association, GdW advocates the interests of its regional associations and their members – around 3,000 housing and real estate enterprises all over Germany – vis-à-vis politicians, general business and the media. 

    DESWOS – helping people to help themselves

    We are a member of DESWOS Deutsche Entwicklungshilfe für soziales Wohnungs- und Siedlungswesen e.V. – a non-profit organisation for social housing, supported by GdW's member associations and their member companies.

    The main objective of DESWOS is to combat poverty and a lack of housing in the world's underdeveloped countries.

    Being aware of our particular responsibility as a bank, and as a financing partner to the housing sector, our commitment goes beyond pure membership: we donate.