Your strong partner.
Close. Together. Successful.
DZ HYP is a sustainable partner to the housing sector. The Bank provides customised financing solutions to German housing enterprises, with fixed-rate periods of up to 30 years. Personal contacts and an expert team are at your side – quickly, responsibly, and offering individual attention.
As a sustainable partner for new construction or the financing of existing properties, we offer tailor-made financing solutions in the form of annuity loans, fixed-rate loans, or subsidised loans. Your dedicated contact will work with you to find the most suitable product.
Types of loan
- Annuity loans
with constant instalments (repayment plus saved interest)
- Instalment loans
with constant repayment, declining interest payment, and declining overall payment
- Fixed-rate loans
with repayments suspended against assignment of a redemption surrogate (such as a home loan savings agreement)
- KfW loans
Strong quality of service requires the provision of customised financing solutions. Your requirements are our standard.
- fixed-interest options for up to 30 years;
- money-market-related rates, based on Euribor;
- forward-starting loans, to lock in interest rates for loans and refinancings for up to 60 months in advance;
- flexible structuring of provision fee dates or construction phase loans;
- repayment terms depending on your property's age and type of use.
Excluding KfW loans.
Our service offer
We value exceptional service with personal service coverage during the entire financing process.
- individual support from dedicated contact persons;
- timely and flexible execution of the agreed financing;
- non-binding or binding terms;
- correspondence with other banks to be repaid – assumption (including assignment in the land registry) of land charges already registered;
- valuation of your property by by certified appraisers of our subsidiary VR WERT GmbH.