DZ HYP. Because we can.
Commercial Real Estate Investors
Working together with the cooperative banks
As a leading real estate bank in Germany and a trusted partner of the cooperative banks, it is our mission to work with you to develop and expand your business. We work closely and successfully with more than 400 cooperative banks throughout Germany. We see our task as supporting you in commercial real estate finance with tailor-made products. As your partner, we are committed to working closely with you to offer our many years of real estate financing expertise – specifically aimed at medium-sized commercial real estate clients.
To ensure you can reach us quickly, we have experts both centrally at the Münster location and in the six real estate centres in Hamburg, Berlin, Düsseldorf, Frankfurt, Stuttgart and Munich as well as six other regional offices.
For us, thinking in a spirit of partnership is important
Combining regional market knowledge and customer contacts from the cooperative banks with DZ HYP's sector and financing expertise provides a strong platform for joint market development in commercial real estate finance.
With DZ HYP as a partner, the cooperative banks are in a position to realise larger financial solutions for their medium-sized real estate clients, as well as diversifying their own risk. We can provide you with a broad range of cooperation options – from syndicated financing of a property in your region to investing in tranches of a financing arranged by DZ HYP. Our products are specially developed for the Cooperative Financial Network and therefore designed to be arranged in partnership.
In addition, DZ HYP has been providing the application "agree21VR Rating IMMO", jointly with Fiducia & GAD IT AG and parcIT – a uniform, web-based, user-friendly rating system which allows you to determine the customer-specific default risk associated with your real estate customers.
In addition, as a wholly-owned subsidiary of DZ HYP, VR WERT GmbH complements our range of services by providing and reviewing lending and market value assessments.
Demand-driven product range
Our real estate centres and regional offices are geared towards cooperating closely with you as a local partner within the cooperative financial network. Short lines of communication and a decentralised distribution of lending authority enables joint planning and quick, on-site execution. For financing your commercial customers' existing properties up to a volume of € 12.5 million, a team of experts from the front and back office is available to you centrally in Münster. For all other financings with commercial customers, including project and residential real estate developments, please approach your contacts in the DZ HYP real estate centres as usual.
Within the framework of the IMMO META product family, we act as a consortium partner, participating equally in commercial real estate financings with medium-sized customers in your region. This partnership solution is attractive if you are looking to provide extensive commercial real estate financing facilities that you prefer not to retain on your books in full. In doing so, you will retain the partnership share within the syndicate.
IMMO META REVERSE offers you the opportunity to engage in property financing for DZ HYP's real estate clients from as early as the origination phase. Cooperative banks themselves decide on the level of their involvement, which is always on a pari passu basis.
As part of IMMO META REVERSE+, an undisclosed syndicate comprising several banks can acquire individual tranches of a financing arranged by DZ HYP, in a standardised process. Cooperative banks can access an online platform, to simplify the process and ensure efficient distribution.
Delivering accurate and up-to-date information using market and branch knowledge
Our experts examine the different regional prospects for the largest sectors and properties for commercial real estate investments: multi-storey apartment buildings, office properties, retail and logistics properties as well as institutionally managed hotels and care homes. Third-party usability of the property is essential in this context.
Clients we would like to work together with are commercial or residential real estate developers, as well as real estate investors.